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Are you ready to apply for a Sonata Health plan for you and your family? We can help.

To purchase Sonata Health or to add an optional benefit, you (and your spouse if applying for couple or family coverage) must be age 60 or under. Renewals of coverage are allowed until age 65.

You and your spouse must be covered by the government plan in your province of residence. Children also have maximum age limits for coverage, and must be covered by the government plan.

To apply for Sonata Health, contact your financial security advisor, who can help you determine the best Sonata Health plan for you and your family.

If you don’t have a financial security advisor, contact us. We can put you in touch with an advisor in your area who can help you apply for Sonata Health.

A financial security advisor who carries Sonata Health products is backed by a knowledgeable team of Great-West benefits specialists. Working together, they help ensure you receive the personal service you need to make informed decisions.

How soon will my coverage begin?

Once you are approved for coverage, you will receive an information package, including your policy documents, claim forms and other useful material. Your coverage begins on the first day of the month following the date of your application approval. If you or a covered family member is confined to hospital on the date coverage is scheduled to begin, coverage will start on the date the patient is released from hospital.

What happens if my spouse, child or I don’t qualify for coverage?

We review information required on the medical questionnaire, which forms part of the application for underwriting purposes. Based on your, or a family member's, medical history, we may modify the coverage offered, exclude certain conditions, adjust the premium charged for coverage, or offer you our Guaranteed Acceptance Plan (GAP).

If your, or a family member's, medical history results in modifications to the coverage, or a higher premium being required, or if you are offered GAP, you will be notified so you can agree to the changes prior to a policy being issued. If you decide not to proceed with coverage, your initial premium will be returned to you and your application cancelled.

What if I change my mind?

If you are not satisfied with your policy, you may cancel the policy by returning it to PDAdmin Group within 10 days after you receive it. The policy will be cancelled and you will be refunded any premium paid.

Can I upgrade or downgrade my coverage after I purchase a Sonata Health plan?

Yes, after you’ve purchased your Sonata Health plan, you can upgrade your coverage at any time. You will have to provide updated medical information at the time you apply to upgrade your coverage. We must approve any upgrade in coverage, based on the medical information you provide.

You can change to a plan with a lower level of coverage if you have had your current plan for at least one year.

You can also add optional benefits at any time, to Scales 1 to 4.

To upgrade or downgrade your coverage, or add or remove optional benefits, you can submit a written request to PDAdmin Group.

When will my premium change?

Your premium is subject to change upon your policy’s annual renewal date. Your premium may also change during the year if you or your covered spouse or children become members of a different risk class (a group of insureds of similar ages and other characteristics residing in the same province or territory) while your policy is in force.

It may also change if you make a change to your coverage, for example an upgrade in coverage or addition of an optional benefit, or if you or your covered spouse dies.